长期残疾
澳门赌场在线娱乐’s long-term disability (LTD) benefits plan provides income protection to help full-时间的员工s whose illness or injury results in a long-term absence 从就业. LTD is designed to ensure a continuing income for employees who are disabled and unable to work in any capacity.
Full-时间的员工s may participate in the LTD plan subject to all terms and conditions of the agreement between 澳门赌场在线娱乐 and the insurance carrier. 合格的员工 may begin LTD coverage only after completing 365 calendar days of service as a full 时间的员工. The waiting period of 365 calendar days of service as a full 时间的员工 may be waived if the employee was insured under a previous Employer's Group LTD plan just prior to his/her hire date with 澳门赌场在线娱乐. Employees must provide proof of prior coverage at time of hire.
LTD benefits commence after a waiting period of (6) six months of disability, typically coinciding with the end of Short Term Disability (STD) benefits. 有限公司的福利是 offset with amounts received under Social Security or workers' compensation for the 同一时间段.
灵活福利保障
During the period of absence from week twenty five (25) through week fifty two (52), an employee on LTD, who was previously enrolled in medical, dental, vision coverage and/or medical/dependent care spending accounts (if not overspent) is eligible to continue at the same level of coverage through COBRA. During this period, the university will continue to pay the employer portion of the premium share while the employee pays the premium share at active status amounts.
After week fifty two (52), an employee on LTD, who was previously enrolled in medical, dental, vision coverage and/or medical/dependent care spending accounts (if not overspent) wishing to maintain coverage through COBRA is responsible for the full premium plus 2%的行政费.
重返工作岗位
An employee intending to return to work following LTD must notify the University in writing and provide all appropriate medical documentation from his/her physician. Upon receipt of all required documentation, and in the event an accommodation is requested by the employee in order to enable the employee to return to work, the University will engage in an individualized interactive process with the employee to determine whether the accommodation request is reasonable.
Employment with the University may be terminated after a period of absence of one year if, after the University and employee engage in an individualized interactive process, it is determined that a reasonable accommodation based on the employee’s restrictions cannot be made by the University. (Note: An extension of leave may be permitted if the University receives from the employee a request for an extension of reinstatement rights for an additional, reasonable period to allow the employee to recover sufficiently and to return to work and such extension is required under federal, state, or local disability laws.)
Details of the LTD benefits plan including benefit amounts, and limitations and restrictions are described in the Summary Plan Description provided to eligible employees upon 他们雇佣. Employees may contact the 人力资源 Department for more information 关于公司福利.
有效日期: 2/1/2004 修改后: 07/2011 修改后: 06/2013 综述:03/2019